Many people panic when they are in an auto accident. They worry how it will affect their insurance rates and other matters. Sometimes, panic causes people to say things they will later regret and to overlook information that would be helpful if a dispute arises regarding the accident.

Here are some steps to follow if you are in a car accident. They can reduce the hassles and increase your chances of receiving fair compensation for any damages.

• Call an ambulance for anyone seriously hurt.
• Write down the name, address, phone, driver's license numbers and insurance company of the other driver and the other car's owner (if the other driver does not own the car).
• Write down the other car's make, year and license number.
• Write down the names, addresses, and phone numbers of witnesses.
• Make a diagram of the accident. Show the positions of both cars before, during and after the accident. If possible, measure skid marks, and show them on the diagram. Be sure your diagram shows traffic signals, stop signs, and crosswalks.
• Make notes on weather and road conditions and where and when the accident happened.
• Do not admit responsibility. Things you say can be used against you later. Call us before taking any blame for the accident. You may think that you caused the accident and then learn that the other driver was more at fault than you are.

If a dispute arises regarding the accident, or if you have any questions about your right to make a claim for your personal injuries or property damage, call us. Procedures for obtaining compensation can be complex. It is best to contact us as soon after the accident as possible, since there are time limits for making claims.